Privacy Policy

Last updated: October 7, 2026

This policy covers the Just Money app for iPhone and iPad and this website. “We” means the developer of Just Money, named under Contact.

Summary

• Your records (amounts, categories, dates and comments) stay on your device. No Just Money server holds them.
• There’s no account, no bank connection and no ads.
• The app sends usage analytics to Amplitude. They never include amounts, category names or comments.
• Apple handles purchases, iCloud and Face ID.

Data on your device

Records, categories, settings and your PIN code are stored on your device and included in your device backups. Face ID and Touch ID are handled by iOS: the app only learns whether unlocking succeeded.

A CSV backup created on iCloud is stored by Apple in your iCloud Drive, where we can’t access it. If Just Money Classic is installed, your records move into Just Money on the device itself.

Services we use

Purchases: Apple App Store

• Data: whether you own the full version, and when you started using the app, which decides whether you see the new-user price. Apple processes the payment. We don’t receive your name, Apple Account or payment details. The app saves a note in your iCloud Keychain so your other devices recognise it.
• Purpose: to unlock the full version.
• Legal basis: contract.

Analytics: Amplitude

• Provider: Amplitude, Inc., United States. It processes the data on our behalf under a data processing agreement and participates in the EU-U.S. Data Privacy Framework.
• Data:
  • actions in the app, such as opening it, adding or editing a record, or viewing statistics or the purchase screen;
  • counts and settings, such as the number of records and categories, the theme, whether the PIN code is on, accessibility settings and whether you have the full version;
  • error messages when something fails;
  • added by Amplitude: a device identifier (Apple’s identifier for vendor), app and iOS version, device model, language, mobile carrier, session start and end, and your IP address, which Amplitude uses to estimate your country, region and city.
• Never sent: amounts, category names, comments, search words, your name, email address, Apple Account, precise location or advertising identifier.
• Purpose: to see which features are used and where people get stuck, so we can improve the app. Analytics aren’t used for advertising, sold, or combined with data from other companies.
• Legal basis: our legitimate interest in improving the app.
• Retention: as long as it’s useful for improving the app, then deleted.

The app doesn’t have a switch to turn analytics off yet. Analytics aren’t tied to your name, so we can’t look up one person’s data.

Crash reports: Apple

If Share With App Developers is on in your iOS settings, Apple shares crash reports and usage statistics with us under Apple’s privacy policy.

Email

• Data: your email address, message and attachments when you email us. Contact developers in the app opens your mail app; nothing is sent until you send it.
• Providers: our email service providers.
• Purpose: to answer you and improve the app.
• Legal basis: legitimate interest.
• Retention: as long as needed to help you. We delete it sooner if you ask.

Website: Cloudflare

www.justmoney.nl has no cookies, no analytics and no JavaScript. Cloudflare hosts it and processes your IP address and request details to deliver pages and protect the site. If you type the address without “www”, Squarespace redirects you and sets a security cookie.

Children

Just Money is a general-audience app and isn’t aimed at children.

Your rights

Under the GDPR you can ask to access, correct or delete your personal data, restrict or object to its use, or get a copy of it. Write to us and we’ll reply within one month. You can also complain to a data protection authority.

To delete your records, use Settings → Data → Delete all data or delete the app. CSV files are deleted separately, in CSV Files or the Files app.

Changes

When the app or this policy changes, we’ll update this page and the date at the top.

Contact

Just Money is developed by Vladimir Shutyuk, who is responsible for the personal data described here (the controller under the GDPR). Contact: hello@justmoney.nl.